About Us

NonQMDirect.com is a fully licensed full-service mortgage company that specializes in traditional and nontraditional home loans. Our team of passionate industry experts come with years of experience and a commitment to get money in the hands of homebuyers who need it. If you have great credit, traditional income sources, and check all of the boxes for a traditional mortgage, our team is more than happy to help you. However, we also understand the importance of helping those who don’t meet those more traditional requirements.

 Maybe your credit score isn’t quite as pristine as you would like it to be. Perhaps your income is largely influenced by investments, self-employment, or another nontraditional means. Unfortunately, there are some mortgage lenders who won’t help you in that case,
and others will only approve you for a mortgage if you agree to pay an unreasonably high down payment or agree to a higher-than-normal interest rate. That’s not how we operate.

 nstead of looking for reasons to say, “no” to a mortgage application, our team of mortgage professionals look for ways to
say, “yes.” Even if you’ve had some financial issues in the past that
have dinged your credit score, or you make most of your money through self-employment, savvy investing, or another way that doesn’t include a W2, our lenders can get you the funds that you need to make your homebuying dreams a reality.

 Not only does NonQMDirect.com provide mortgages to  homebuyers who may not meet traditional standards, we also work tirelessly to stay on the cutting edge of the mortgage industry by offering the latest products that have been introduced. For instance, when jumbo prime mortgages were made legal, NonQMDirect.com started offering them.