Buying property and owning a home in the United States is part of the American dream. Every year, millions of people begin their quest for a new life in the land of opportunity. However, with so many prerequisites that must be met before you can be approved for a mortgage, it’s often difficult for foreign nationals to get the approval that they need to purchase a home.

If you’re a foreign national who wants to purchase a home in the United States or you want to invest in a property to generate long-term income, our team of lending professionals can help you achieve your dreams of property ownership in the United States.

Good News, Bad News

The good news is that even if you aren’t a citizen of the United States, you can still own property in this nation. There are some programs offered by specific lending companies that allow foreign nationals to obtain the funding they need to purchase the property. That’s the good news. Unfortunately, the bad news is that it’s often hard to find lenders who offer these lending products. Additionally, it’s even harder to find a lender who offers the specific type of mortgage product that you’re looking for. 

Simplified Mortgages for Real Estate Investors

While traditional lenders require to provide proof of income that goes back years with the same employer we understand that doing so isn’t always possible and take a non-traditional approach in making your dream come true.

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What to Consider Before Applying

There are several factors that have to be considered when you, as a foreign national, apply for a mortgage loan in the United States. When you apply for a mortgage, the lender will consider your current citizenship status, the type of property that you’re interested in purchasing, the type of loan that you’re applying for and the amount of financial documentation thar you can provide to the lender that you’re applying with. 

Saving You Time and Money

The issues associated with receiving a mortgage as a foreign national are numerous. It’s easy to let the process become so discouraging that you give up on the entire process. Fortunately, our services are designed to help you purchase the property of your dreams regardless of your citizenship status. Traditional mortgage lenders often require down payments as high as 30% for foreign nationals who have applied for a mortgage.

Additionally, the amount of documentation and other application forms that are required can take months to process, even in the best of situations. 

Instead of dealing with the higher cost and the hassle brought about by traditional mortgage institutions, let the team at NonQMDirect.com get you the mortgage that you need.